Tirfe, G., and I. M. Sallehu. “Factors Influencing Property Insurance Buying Decision of SMEs’ in Ethiopia: With Reference to Hawassa City”. IJO -International Journal of Business Management ( E:ISSN 2811-2504 ) (P.ISSN: 2384-5961), Vol. 5, no. 05, May 2022, pp. 19-31, https://ijojournals.com/index.php/bm/article/view/559.