NWIBERE, B.M. “SOCIAL CAPITAL AND EMPLOYEES’ CREATIVITY IN THE NIGERIAN BANKING INDUSTRY”. IJO -International Journal of Business Management ( E:ISSN 2811-2504 ) (P.ISSN: 2384-5961) 5, no. 11 (November 30, 2022): 01-27. Accessed October 1, 2025. https://ijojournals.com/index.php/bm/article/view/864.