https://ijojournals.com/index.php/bm <p><span style="color: #222222;"><span style="font-family: Arial, serif;"><strong>IJO -&nbsp;International Journal of Business Management (E: ISSN 2811-2504 )&nbsp;(P.ISSN: 2384-5961)&nbsp;</strong></span></span><span style="color: #222222;"><span style="font-family: Arial, serif;">is an emerging journal, publishing research in the field of </span></span><span style="color: #222222;"><span style="font-family: Arial, serif;">business management</span></span><span style="color: #222222;"><span style="font-family: Arial, serif;">.&nbsp;</span></span><span style="color: #222222;"><span style="font-family: Arial, serif;">IJO - International Journal of Business Management and Business&nbsp;Innovation<strong>&nbsp;</strong></span></span><span style="color: #222222;"><span style="font-family: Arial, serif;">is an open-access journal that publishes research on a monthly frequency. We support and accept all articles related to </span></span><span style="color: #222222;"><span style="font-family: Arial, serif;">business management, HR management, financial management, resource management,&nbsp;supply and chain management, Business&nbsp;Innovation<strong>&nbsp;</strong></span></span><span style="color: #222222;"><span style="font-family: Arial, serif;">accounting, etc&nbsp;</span></span></p> <p><span style="font-size: 1.5em;"><span style="text-shadow: #FF0000 0px 0px 2px;">Impact Factor: <strong>4.93</strong></span></span></p> IJO JOURNAL en-US IJO -International Journal of Business Management ( E:ISSN 2811-2504 ) (P.ISSN: 2384-5961) <p>Author(s) and co-author(s)&nbsp;jointly&nbsp;and severally represent and warrant that the Article is original with the author(s) and does not infringe any&nbsp;copyright or violate any other right of any third parties and that the Article has not been published&nbsp;elsewhere.&nbsp;Author(s) agree to the terms that the <strong>IJO Journal</strong> will have the full right to remove the published article on any misconduct found in the published article.</p> https://ijojournals.com/index.php/bm/article/view/1291 <p>The main purpose of this paper was to disintegrate the myth about succession planning especially on its ability to ensure organizational continuity and stability by proposing and introducing the Scenario Succession Planning Theory. The paper has brought up an introduction to succession planning, proposed the scenario <strong>succession planning theory with its five scenarios, the scenario</strong> succession planning theory<em> matrix, the </em>conceptual positioning,<em> the <strong>t</strong></em><strong>heoretical contribution and the four&nbsp; o</strong><strong>ptional theoretical propositions</strong> <strong>to the perspective.</strong></p> Dr. Stanley Kavale ##submission.copyrightStatement## https://creativecommons.org/licenses/by-nc-nd/4.0 2026-05-31 2026-05-31 9 05 01 08 https://ijojournals.com/index.php/bm/article/view/1296 <p>This article examines the impact of banking financial institutions on the promotion and growth of Small and Medium Enterprises (SMEs) in Rwanda, focusing on Banque Populaire du Rwanda (BPR) in the Gisozi sector. The purpose of the study was to find out the impact of banking financial institutions on promoting of SMEs in Rwanda using BPR bank as a case study. The study was based on two specific objectives, that is, to examine the services and products provide by BPR BANK to SMEs in Gisozi sector. to evaluate the effects of financial services provide by BPR BANK in promotion of SMEs in Gisozi sector. To achieve these objectives, the research adopted descriptive study design. Data were collected through questionnaires, face to face interviews and direct observation methods. Data were analyzed by use of statistical methods, (descriptive statistics, Correlations).&nbsp; The findings revealed that according to the objective Table 4.5 presents the respondents’ perceptions on stakeholders' engagement, respondents agreed that banking institutions play a significant role in promoting the growth of your SMEs.as shown by a mean of 4.44 (very strong) which is in the range between: The standard deviation .512 implies Heterogeneity of answers from respondents on banking institutions play a significant role in promoting the growth of your SMEs. The same table indicated that banking institutions adequately understand the financing needs of your SMEs. as shown by a mean of 4.56 (very strong), which is in range between:&nbsp; Such a very strong mean implies that&nbsp; Banking institutions adequately understand the financing needs of your SMEs. The standard deviation .516 implies Heterogeneity of answers from respondents on stakeholders feel included and valued. The effects of <strong>&nbsp;</strong>banking financial institutions on promoting SMEs in Rwanda and correlation matrix shows that independent variable has positive high correlation to dependent variable equal to . 928** and the p-value is .000 which is less than 0.01. When p-value is less than significant level, therefore researchers concludes that variables are correlated and the hypotheses are confirmed. This means that there is a significant relationship between banking financial institutions on promoting SMEs in Rwanda. Therefore, it is through this the second specific objective of this study was analysed and of course the above results allowed researchers to confirm the second hypothesis stipulating that “banking financial institutions has positive effects on promoting SMEs in Rwanda</p> Galibwa Rubasha John Dr. Obiora Peters, Emeka ##submission.copyrightStatement## https://creativecommons.org/licenses/by-nc-nd/4.0 2026-05-31 2026-05-31 9 05 09 66