IJO- International Journal of Social Science and Humanities Research ( E:ISSN 2811-2466 ) (P.ISSN: 2384-6097)

ADOPTION OF ARTIFICIAL INTELLIGENCE TECHNOLOGY IN ACADEMIC LIBRARIES IN NIGERIA: AN ANALYSIS OF NEED AND HINDRANCES

2025-08-14T13:50:18+00:00

This study examines the prerequisites and challenges associated with implementing artificial intelligence (AI) in Nigerian academic libraries. Through an exploratory research approach and a comprehensive literature review, the study identifies key factors necessary for the adoption of AI, including policy frameworks, digital infrastructure, human capital development, and data security. The study reveals significant challenges, such as high implementation costs, technical skill gaps, and infrastructure deficiencies. Recommendations include government and university support for AI implementation and targeted training for librarians to ensure the successful integration of AI technology.

Illicit Drug Use and The Challenges of addiction

2025-08-14T13:46:02+00:00

The challenge is illicit drugs use and addiction can not be over emphasised in our society today, based on this study Drug addiction was found to be prevalent among road transport workers. This is in agreement with the respondents’ responses from the in depth interview conducted by the researcher the influence drug addiction were found to include peer/co-worker influence, depression, stress, frustration, family background, low self-esteem, desire to stay active etcFactors that influence drug addiction were found to include peer/co-worker influence, depression, stress, frustration, family background, low self-esteem, desire to stay active etc. This finding is supported by responses from the in-depth interview and also by the works of other scholars. Findings from the study influenced the study recommendations amongst which it identified provision of rehabilitative programs to affected members, sanctioning of drivers under the influence of substance, restricting the advertisement and availability of these products in their place of work and enlightening them on the health hazards as the various strategies that can be applied to curb drug addiction among road transport operators.

Agitations for Resource Control by the Niger-Delta Region

2025-08-14T13:51:05+00:00

Due to the challenges of high level of loss of human and material wealth caused by insecurity theneed for a solution cannot be overemphasized such the need for such studies of this nature.

A total of 400 sample size were 400 copies of questionnaires were distributed, but only 360 copies were returned. Considering the application of chi-square in the test of hypothesis one, it was discovered that calculated X2 value (301.18) is greater than critical value at 0.5 level of significance, based on its findings the study concluded and made several recommendations amongst that government should not adopt the Niger Delta solution, that is, amnesty to Boko Haram because up till date, nobody can evidently say that these are Boko Haram members. Thegovernment cannot grant amnesty to people that are up till now operating invisibly.

The DETERMINANTS OF INSURANCE UPTAKE IN RWANDA A CASE STUDY OF RADIANT INSURANCE COMPANY LIMITED (2020-2024)

2025-08-30T09:23:37+00:00

Several factors work for and against the uptake of insurance relationship in Rwanda and hinders the growth of insurance subsector. This study sets out to determine the factors that promote and barriers that hinder insurance uptake in Rwanda Radiant Insurance using a quantitative method and case study design on a population of 16,606 customers,and 375 clients were sampled using simple random sampling technique. The regression model was used in data analysis. The results shows that;insurance knowledge β = 0.327 (p = 0.01),skills (β = 0.490, p = 0.000) behaviour(β = 0.300,p = 0.001), & accessibility(β = 0.336,p=0.001) all has significant positive determination on insurance uptake. Although,were able to explain 8.4% of the variability of uptake of insurance. The mean of barriers to uptake was 1.48 suggesting severe(high) and non significant obstacles(low) towards uptake. Based on this outcome, the study concludes that insurance knowledge, skills, behaviour, accessibility positively determines insurance uptake. Additionally, the results concludes that primary barriers to insurance uptake relate to cost and the perceived value of insurance, followed by procedural and trust issues. The study therefore recommends enhancement of insurance literacy,Develop Customer-Centered Products,Strengthen Practical Skills Among Clients,Promote Positive Insurance Behavior,Leverage Technology for Accessibility and Foster Trust and Transparency.

The IMPACT OF FINANCIAL TECHNOLOGY ON THE GROWTH OF SMEs IN RWANDA (2020-2024)

2025-08-30T09:25:34+00:00

Fintech is instituted to revolutionalize financial transactions and aid SMEs growth, however, the impact is minimal or encumbered. This study investigated the impact of financial technology on the growth of SMEs in Rwanda(2020-2024); using digital lending access, mobile money, digital credit platforms, and digital wallets on SME growth. A quantitative research design was employed, using a descriptive and explanatory survey approach on a population of 25,000 registered SMEs. A stratified random sampling technique was applied to select 379 SMEs respondents. The findings revealed that digital credit platforms had a strong positive effect on SME survival/longevity (β = 1.061, p < 0.001) and market expansion (β = 1.55, p < 0.001) but were not significant for employment growth (β = 0.251, p = 0.127). Mobile money significantly improved survival (β = 1.764, p < 0.001) but had no significant influence on market expansion (β = -0.298, p = 0.143) or employment growth (β = -0.118, p = 0.673). Digital wallets significantly enhanced market expansion (β = 0.61, p < 0.01) and employment growth (β = 0.588, p < 0.05) but negatively impacted survival (β = -1.4, p < 0.001). Digital lending showed a consistent negative influence on all three growth dimensions: survival (β = -0.667, p < 0.001), market expansion (β = -1.172, p < 0.001), and employment growth (β = -0.291, p = 0.09). The study concluded that digital credit platforms and mobile money best support longevity, while digital wallets enhance efficiency and job creation. The study recommends restructuring digital loans, expanding financial literacy, improving wallet security, and enhancing mobile money with business-friendly features.

Diaspora Capital and SME Development in Nigeria: Assessing SMEDAN’s Policy Frameworks and Institutional Role

2025-08-30T10:31:32+00:00

This study examines the institutional role of the Small and Medium Enterprises Development Agency of Nigeria (SMEDAN) in facilitating diaspora investment into Nigerian SMEs. Anchored in Institutional Theory, the research interrogates how institutional legitimacy, visibility, and policy coherence influence diaspora–SME linkages. A mixed-methods approach was employed: survey data from 65 SMEs were triangulated with 13 key informant interviews drawn from SMEDAN officials, SME operators, and diaspora investors.The findings reveal that while SMEDAN demonstrates institutional intent through policies such as diaspora bonds, export promotion initiatives, and integration with the African Continental Free Trade Area (AfCFTA), its practical impact on diaspora investment remains limited. Only 10.8% of SMEs reported diaspora facilitation, and participation in diaspora-specific platforms reached just 6.2%. Qualitative insights further underscore a disconnect between program design and investor needs, with diaspora respondents often bypassing SMEDAN in favor of informal networks or direct engagement through other agencies.

The study concludes that SMEDAN’s intermediary role is constrained not by a lack of policy vision, but by gaps in enforcement, outreach, and institutional credibility. Recommendations include establishing dedicated diaspora investment desks, strengthening inter-agency collaboration with bodies such as NiDCOM and NIPC, and enhancing visibility through digital platforms.